Payment Methods
Accepted Payment Methods
R&R Jewelers accepts various forms of payment:
- In-Store Purchases: All major credit cards, PayPal, Apple Pay, certified checks, and bank wires.
- Online Purchases: All major credit cards and PayPal.
Note: A sales tax of 8.875% is applied to purchases made in-store, online purchases for in-store pickup, and purchases shipped to New York State addresses, per New York State policy.
Diamond Upgrade Policy
All natural (earth-mined) GIA-certified diamonds purchased from R&R Jewelers are eligible for an upgrade. Upgrades may include:
- Increased carat weight
- Enhanced diamond quality
- Changed diamond cut
Requirements:
The upgrade value must be at least double the original purchase price. You will receive 100% credit of the original diamond purchase price toward the upgrade. The diamond must be examined by a gemologist, and the original certification and receipt are required.
Financing & Layaway Options
Financing Options
We offer interest-free financing through Wells Fargo with 3, 6, or 12-month terms. Approval depends on personal credit history. Financing is available only to U.S. residents.
Layaway Option
Our layaway option requires a 25% down payment at the time of purchase. Payment installments must be completed within 6 months of the purchase date. Layaway applies to in-store purchases only.
Selling Old Jewelry & Trade-Ins
Selling to R&R Jewelers
We purchase:
- Gold, diamonds, jewelry, antique pieces, watches, and scrap metal
- Items are thoroughly examined and tested for authenticity.
Trade-In Policy
You may trade in old jewelry toward any purchase, but trade-ins must be presented prior to making a purchase or upgrade. A specialist will evaluate each item to determine trade-in value. R&R Jewelers reserves the right to refuse any trade-in.